Before you begin the journey to homeownership, it’s important to know whether you qualify for Florida’s down payment and closing cost assistance programs.
These programs are designed to support first-time homebuyers by making homeownership more affordable and accessible.
Our easy-to-use eligibility calculator will walk you through a few simple questions to help determine if you meet the core requirements, such as credit score, first-time buyer status, and the use of a participating lender.
You’ll get instant feedback and personalized guidance based on your responses—so you can move forward with confidence.
If you’re eligible based on your answers, congratulations—you’re one step closer to becoming a Florida homeowner with the help of financial assistance.
Your next move is to connect with a Florida Housing-approved lender who can guide you through the application process, verify your income and purchase price limits, and help you complete any required homebuyer education.
Even if you’re not currently eligible, don’t worry.
The results page outlines exactly what steps you can take to become eligible in the future, whether that means improving your credit score, planning for a Florida Housing first mortgage, or taking a homebuyer education course.
No matter where you’re starting from, we’re here to help you unlock the door to affordable homeownership in Florida.
Connect with a Florida Housing-approved lender to start your application or learn more about your options.
